If you’ve recently received an unexpected veterinary bill or are having difficulty affording the care your animal needs, the resources below may be able to help you keep your pet healthy and happy while also maintaining good financial standing for you and your credit.

Please note we do not necessarily endorse the following companies, businesses, or organizations and this section serves as a resource center only. We would encourage you to do your research as to what are the best option(s) for you and your family after a discussion with your primary veterinarian.

Local Discounted or Low-Cost Veterinary Clinics

Access Veterinary Care in Crystal, MN

  • Works with clients to find a care plan that fits their financial situation.

Animal Humane Society’s Veterinary Centers in Golden Valley, MN and/or St. Paul, MN

  • High quality, low-cost veterinary care with sliding fees based on income

Como Park Animal Hospital in St. Paul, MN

  • A full-service, 24/7 emergency services veterinary clinic that accepts Care Credit.

Mission Animal Hospital in Eden Prairie, MN

  • A full-service, non-profit hospital with affordable fees, working to keep pets and families together.

ValueCare Veterinary Clinic in Richfield, MN and/or Chaska, MN

  • Offers affordable veterinary care at two convenient locations.

Local Low-Cost Alteration and/or Vaccination Providers

MNSNAP (Spay Neuter Assistance Program)

  • Mobile clinics throughout state of Minnesota, primarily in greater metro area
  • Offering spay/neuter clinics as well as trap/neuter/return resources

Animal Humane Society Veterinary Centers

  • Located in Golden Valley, MN and/or St. Paul, MN
  • Offering spay/neuter and vaccination clinics as well as other professional veterinary services

Minneapolis Animal Care & Control

  • Located in Minneapolis, MN – for Minneapolis residents
  • Offering monthly vaccination and microchip clinics


  • Located in Minneapolis, MN
  • Offering free basic veterinary care for low or no-income families, provided by veterinary students from the University of Minnesota on a monthly basis

Northland Spay/Neuter Clinic

  • Located in Duluth, MN
  • Offering spay/neuter and vaccination clinics as well as trap/neuter/return resources

Pet Fixers, run by Great River Rescue

  • Located in Bemidji, MN
  • Offering spay/neuter and vaccination resources

Minn-Kota PAAWS Spay/Neuter Clinic

  • Located in Fargo, ND and serving its surrounding communities
  • Offering spay/neuter and vaccinations clinics, trap/neuter/return (TNR) resources, as well as general assistance to keep pets with their people

Helping Hands for Pets

  • Located in Hudson, WI
  • Offering spay/neuter clinics as well as general assistance for food, medical care, and behavioral issues

St. Croix Animal Friends

  • Located In Hudson, WI
  • Offering spay/neuter clinics as well as emergency medical assistance

PAWS (Protective Animal Welfare Society) of Western WI

  • Serving residents of St. Croix, Pierce, or Polk Counties
  • Offering spay/neuter clinics and pet supply resources

Arnell Memorial Humane Society

  • Located in Amery, WI and offered to residents of Polk County only
  • Offering spay/neuter clinics

Wisconsin Humane Society

  • Located in West Allis, WI
  • Offering spay/neuter and vaccination clinics as well as trap/neuter/return (TNR) resources.

Financial Assistance for Veterinary Care


  • A credit card service that offers financing and low monthly payment options for vet care, accepted nationwide at most veterinary clinics

Animal Care Foundation of Minnesota

  • Subsidized veterinary care for pets belonging to qualifying persons, for residents of Hennepin, Anoka, Dakota, and Washington counties

Brown Dog Foundation

  • Financial aid for families in a temporary financial crisis at the same time that their pet requires life-saving treatment

Diabetic Cats in Need

  • Provides financial assistance to low-income cat owners whose cats have diabetes

Frankie’s Friends

  • Provides financial assistance grants to family-owned pets in need of lifesaving emergency or specialty vet care whose caregivers cannot afford the cost of treatment

Friends & Vets Helping Pets

  • Assists families with financial limitations to pay for extraordinary veterinary expenses necessary to save a pet’s life

Hope Mending Hearts

  • Provides financial assistance grants to pet owners, Good Samaritans, and rescuers so they can care for animals who need urgent veterinary care

Magic Bullet Fund

  • Provides assistance for cancer treatment in dogs and cats

MyPetChild Financial Aid Program

  • One-time financial grants up to $200 USD to individual pet owners who are experiencing financial hardship

Minnesota Humane Society’s grant program

  • Veterinary assistance for owned pets who are injured or ill, for Minnesota residents who qualify

RedRover Relief Grants

  • Provides financial assistance grants for pet owners, good Samaritans and rescuers whose animals need urgent veterinary care

Shakespeare Animal Fund

  • Grants for elderly, disabled, and low-income owners for emergency veterinary care

The Mosby Foundation

  • Non-profit organization specializing in paying medical expenses for sick, abused, and neglected dogs

Live like Roo Foundation

  • Provides comfort items for hospice dogs, funds for animal in rescue or foster to heal their cancer, owned cats suffering through a cancer diagnosis, and pet parents

Paws 4 a Cure

  • All-volunteer 501c3 nonprofit that provides financial assistance throughout the United States to those who cannot afford veterinary care for their beloved furry family members

The Pet Fund

  • Financial assistance for low-income pet owners unable to afford non-basic, non-emergency veterinary care

The Pet Lifeline Financial Assistance Program

  • Program that provides financial aid to pet owners who are struggling to pay their non-basic, non-urgent vet bills

The Onyx & Breezy Foundation

  • Provides funding and support to a multitude of animal-related programs, including pets of individuals where medical hardship is present and dogs of veterans suffering from PTSD

Pet Insurance Options

Ruff Start Rescue